Pay emergency bills e.g. medical, funeral etc.
Education(paying Fees for primary, secondary, college ,university)
Restructuring of loans/ploughing back the dividends &interests
Smart Saver Loan
Projects(acquisition of land/building plot etc)
Purchase of assets which require big cash outle t(motor vehicle, farm machinery, plot etc.)
To finance farming activities (dairy, horticulture, poultry, bee farming etc.)